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World Wide Currency Markets Update — 1 January 2026 As the world rings in 1 January 2026 , currency markets reflect a mix of strategic policy changes, shifting global confidence, and macroeconomic pressures. From central bank decisions to local currency reforms, the start of 2026 offers a dynamic snapshot of the global foreign exchange environment. Here’s what’s moving currencies around the world as the New Year begins. 1. China Adjusts Its Currency Basket China’s foreign exchange authority, CFETS, officially updated its yuan currency basket weightings on January 1, 2026 — reducing the share of major currencies such as the U.S. dollar, euro, Japanese yen, and Australian dollar. At the same time, currencies like the Hong Kong dollar, Thai baht, and Korean won gained greater weighting, with the won now ranking third in the basket. This annual rebalance aims to improve the basket’s reflection of real global trade patterns and underscores Beijing’s ongoing efforts to internationalize the yuan. 2. U.S. Dollar: Weakness and Prospects The U.S. dollar enters 2026 with lingering weakness after a significant decline against major peers in 2025 — its largest in nearly a decade. This drop has been tied to expectations of Federal Reserve rate cuts and broader fiscal pressures." Market analysis suggests the dollar could still face volatility in early 2026 depending on policy shifts and global growth data — even as some forecasts see a potential rebound later in the year. 3. Major Currency Performances British Pound (GBP): The pound ended 2025 with one of its strongest performances against the dollar in years , climbing roughly 7.5%. However, it struggled versus the euro, driven by domestic economic concerns and Bank of England policy expectations. South African Rand (ZAR): The rand posted a strong annual gain of nearly 13% against the U.S. dollar , its best result in over a decade. Improved fiscal footing and export demand helped buoy the currency. Indian Rupee (INR): India’s currency entered 2026 on soft footing after its steepest annual drop in three years . A combination of equity outflows and policy shifts contributed to the depreciation. These currency outcomes highlight how both advanced and emerging markets have reacted to global monetary trends and local economic policies. 4. Currency Reforms and Redenomination Some countries are taking structural steps to reshape their currency’s role in the economy. Syria — grappling with longstanding hyperinflation — began a currency relaunch on January 1, removing zeros from banknotes and replacing Assad-era designs. While largely symbolic without deeper economic reforms, this move targets improved confidence in the Syrian pound. 5. Forecasts and Macro Trends Looking beyond the first day of 2026, exchange rate projections suggest moderate shifts for key global pairs in the coming quarters. For example, forecasts indicate pockets of strength for major currencies like the euro and British pound against the dollar, alongside a potential narrowing in USD/JPY ranges. Meanwhile, broad economic growth forecasts from international bodies predict moderating but steady global expansion , which influences currency expectations as investors reassess risk and carry trades. The start of 2026 sets a tone of transition for global currencies. Influenced by policy recalibrations, structural reforms, and shifting investor sentiment, the FX landscape suggests a year ahead with both opportunities and risks. Whether it’s central bank actions, emerging market performance, or structural currency changes, staying informed will be key for investors, economists, and global businesses as currencies continue to navigate post-pandemic economic realities. #CurrencyMarkets2026 _ Daily Growth Insights

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Problem-solving mindset  – Many of Africa’s startups  focus on solving pressing societal challenges such as financial

For many Australians—and especially migrants, students, and young professionals— renting in Australia has reached a breaking point . Sky-high prices, record-low vacancy rates, and fierce competition have turned a basic necessity into a daily source of stress. Stories of tenants lining up by the dozens for a single inspection, offering months of rent upfront, or being priced out of their own suburbs have become disturbingly normal. But why has the situation become so severe—and will 2025 finally bring relief? Why the Rental Market Is So Tough Right Now 1. Severe Housing Shortages Australia simply doesn’t have enough rental homes to meet demand. Construction delays, rising building costs, and slowed housing approvals have limited new supply—especially in major cities like Sydney, Melbourne, and Brisbane. At the same time, population growth has surged due to returning migrants, international students, and skilled workers. More people, same number of homes = higher rents. 2. Record-Low Vacancy Rates In many capital cities, vacancy rates have fallen below 1%.This means renters have little bargaining power, while landlords can raise prices aggressively. In competitive markets, renters often face: Shorter lease terms Frequent rent increases Less maintenance flexibility 3. Cost-of-Living Pressure Rising interest rates have increased mortgage repayments, prompting some landlords to pass costs onto tenants. Combined with inflation, renters are paying more while their real income stretches thinner. 4. Changing Investor Behavior Some property investors have exited the market due to higher interest rates and tighter lending conditions, reducing rental supply even further. Others have shifted properties into short-term rentals or holiday listings, particularly in tourism-heavy regions. What’s Expected to Change in 2025 Despite the current pressure, 2025 may mark the beginning of a shift in Australia’s rental market. 1. Increased Housing Supply State and federal governments are accelerating housing initiatives, including: Build-to-rent developments Faster planning approvals Social and affordable housing investments These won’t fix the problem overnight—but they could ease supply constraints over time. 2. Rental Reform and Policy Adjustments Several states are reviewing tenancy laws, focusing on: Rent increase limits Longer lease protections Improved tenant rights While reforms vary by region, the overall direction points toward a more balanced rental system. 3. Population Growth Stabilization Migration levels are expected to normalize after post-pandemic spikes, which may reduce demand pressure—especially in inner-city rental markets. 4. Market Correction Signals Some areas are already showing signs of rent stabilization, particularly where affordability has reached its limit. As wages slowly rise and supply improves, extreme rent hikes may become harder to sustain. What Renters Can Do Now While waiting for systemic change, renters can improve their chances by: Expanding search areas beyond CBDs Considering shared or flexible housing Preparing strong rental applications Monitoring emerging suburbs with new developments For newcomers and migrants, understanding local rental norms can also make a significant difference. Renting in Australia still feels incredibly difficult—but 2025 could be a turning point . Structural reform, increased housing supply, and economic adjustments won’t solve everything instantly, but they signal a shift toward long-term stability. For renters who have felt locked out of the market, hope may finally be on the horizon. #RentingInAustralia _ Daily Growth Insights

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Since then, Japan’s seafood industry has suffered significant financial setbacks, with exporters losing